Apply Now    

Community Development Commercial Banker - San Francisco, CA

Req #: 170114394
Location: San Francisco, CA, US
Job Category: Relationship Management/Sales
Potential Referral Amount: 0 US Dollar (USD)

Community Development Banking seeks a Banker to develop, grow, and manage new and existing developer relationships in the California market.  Experience regarding taxable and tax-exempt construction and permanent financing for affordable housing projects utilizing federal Low Income Housing Tax Credits is required.  Other relevant experience in commercial real estate finance, New Markets Tax Credits and/or Historic Tax Credits is a plus.  Our clients are both not-for-profit and for-profit entities which develop and/or preserve affordable multi-family housing properties in numerous markets nationwide.  Our Bankers work with Treasury Services professionals to provide a full array of deposit and cash management services to our client base.  Major responsibilities of this position include the development of profitable new business opportunities, preliminary loan underwriting, and maintaining a portfolio of high credit quality.


Essential Functions:

  • Identify and aggressively solicit appropriate debt and deposit opportunities
  • Appropriately assess transactional risk via thorough knowledge of sponsor, financial, legal, construction management and market issues
  • Confidently represent the Bank in negotiation of acceptable credit terms and structure for complicated transactions
  • Work with a dedicated underwriting team to insure the timely completion of due diligence and preparation of comprehensive credit approval packages
  • Work with closing staff and legal counsel to insure that the documentation for each transaction is accurate, appropriate, and consistent with the terms of credit approval
  • Communicate with the loan administration unit to maintain awareness of construction progress, appropriateness of draw requests, adequacy of debt and equity sources, time delays, cost overruns, usage of contingency funds and compliance with legal documents
  • Surface issues as they arise with the client to ensure good customer service and adequate protection of the bank.
  • Professionally represent the Bank at industry-related conferences and other such events
  • Strong analytical skills with 5 to 10+ years experience in the affordable housing industry.  Skills should include experience in structuring, underwriting, closing, and administering commercial real estate construction loans for affordable multifamily housing.
  • Demonstrated success serving clients in the affordable housing industry; strong familiarity with the market
  • Knowledge of standard bank credit policies and loan administration procedures
  • Ability to work independently and with minimal supervision and direction
  • Ability to interact favorably in person and on the telephone with prospects, clients, consultants, government agency staff, legal counsel, and team members
  • Team player able to adjust priorities to achieve team, as well as individual, goals
  • Excellent written and verbal communication skills
  • Strong PC skills; proficient in MS Word, Excel, and PowerPoint
  • Domestic travel is required, occasionally overnight; must hold valid drivers license
  • Bachelors degree required; MBA preferred

The final officer title and job grade is at the discretion of the firm and will be discussed at the time of offer.  It may be different than what is listed on the requisition based on candidate experience level. 

Apply Now    

Join our Talent Community

Not ready to apply? Leave your information with us and we will keep you up to date with new career opportunities.

Things to note

Sign in to our application system to continue your job search or update your profile.

Current employees sign in here. Contractors sign in here.

Any information you provide is confidential and will only be viewed by our recruiters in an effort to fill open positions. In addition, the information you provide is subject to our privacy policy practices.

Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.

The firm invites all interested and qualified candidates to apply for employment opportunities.

Need disability related assistance?

If you are a US or Canadian applicant with a disability who is unable to use our online tools to search and apply for jobs, please click here.

Important links

Click here to view the "EEO is the Law" poster.

Click here to view the "EEO is the Law" supplemental poster.

Click here to view our U.S. Pay Transparency Policy.

JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.