Apply Now    

Underwriter I - Subaru Credit - Auto Finance - Phoenix, AZ

Req #: 170105903
Location: Phoenix, AZ, US
Job Category: Operations
Potential Referral Amount: 500 US Dollar (USD)

As an Underwriter I, you will review credit applications and render appropriate credit decisions within credit policy requirements and in compliance with all regulations.  You will decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You will structure decisions to maximize profit and enhance dealer relationships. You will meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You will coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You will also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you will provide prompt, accurate responses to all internal and external customer inquiries.

 

Shift / Schedule:

There are three schedules/shifts that we are hiring for due to expansion of this department.


Below are the shifts available at this time:


Sunday through Thursday – 11:00am to 8:00pm

Monday through Friday – 9:00am to 6:00pm  or  10:00am to 7:00pm (rotating Saturdays)


Candidates must be flexible to work shifts within the department's operational hours depending on business needs, which may include an occasional Sunday.

  • One to three years of underwriting experience strongly desired
  • Auto Finance experience desired
  • Excellent verbal and written communication skills 
  • Strong problem solving, organizational, negotiation, and interpersonal skills 
  • Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending 
  • A comprehensive knowledge of indirect loan and lease programs, bank products and services 
  • PC experience with a good working knowledge of common application software 
  • Results-oriented with a high level of personal initiative
  • Sub-prime lending experience is preferred
  • Experience reviewing credit bureau reports preferred
  • Prior sales experience preferred
Apply Now    

Join our Talent Community

Not ready to apply? Leave your information with us and we will keep you up to date with new career opportunities.

Things to note

Sign in to our application system to continue your job search or update your profile.

Current employees sign in here. Contractors sign in here.

Any information you provide is confidential and will only be viewed by our recruiters in an effort to fill open positions. In addition, the information you provide is subject to our privacy policy practices.

Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.

The firm invites all interested and qualified candidates to apply for employment opportunities.

Need disability related assistance?

If you are a US or Canadian applicant with a disability who is unable to use our online tools to search and apply for jobs, please click here.

Important links

Click here to view the "EEO is the Law" poster.

Click here to view the "EEO is the Law" supplemental poster.

Click here to view our U.S. Pay Transparency Policy.

JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.