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Underwriter I - Subaru Credit - Auto Finance - Wheaton, IL

Req #: 180037468
Location: Wheaton, IL, US
Job Category: Operations
Potential Referral Amount: 0 US Dollar (USD)

As an Underwriter I, you will review credit applications and render appropriate credit decisions within credit policy requirements and in compliance with all regulations.  You will decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You will structure decisions to maximize profit and enhance dealer relationships. You will meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You will coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You will also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you will provide prompt, accurate responses to all internal and external customer inquiries.


Shift / Schedule:

Candidates must be flexible to work shifts within the department's operational hours depending on business needs, which may include an occasional Sunday. 

  • One to three years of underwriting experience strongly desired
  • Auto Finance experience strongly desired
  • Excellent verbal and written communication skills 
  • Strong problem solving, organizational, negotiation, and interpersonal skills 
  • Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending 
  • A comprehensive knowledge of indirect loan and lease programs, bank products and services 
  • PC experience with a good working knowledge of common application software 
  • Results-oriented with a high level of personal initiative
  • Sub-prime lending experience is preferred
  • Experience reviewing credit bureau reports preferred
  • Prior sales experience preferred
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